Tool 07 of 12

Exit Simulator

"What is your best exit?"

Model Flip, Hold, and Refinance strategies side by side for any UK property investment. Full cost analysis with IRR calculation, tax modelling, cashflow projections, and stress testing.

Everything You Need to Compare Exit Strategies

🏠➡💰

Flip Modelling

Full purchase-to-sale cost analysis with bridge finance, holding costs, and profit calculation.

🔑

Hold Analysis

BTL cashflow projections, yield calculations, and year-by-year capital growth modelling.

🔄

BRRRR Refinance

Equity release calculation, cash-left-in-deal metrics, and capital recycling analysis.

📈

IRR Calculation

True Internal Rate of Return using Newton-Raphson method, not just simple ROI.

💷

UK Tax Modelling

CGT on flip profits, Section 24 mortgage interest restriction, income tax band awareness.

Stress Testing

See how your cashflow survives at different interest rate scenarios and void periods.

3 Steps to Your Strategy Comparison

1. Enter Property Details

Purchase price, refurb costs, rental income, and finance terms.

2. Set Your Assumptions

Tax band, capital growth, interest rates, and projection period.

3. Get Strategy Comparison

All 3 exit strategies analysed with a recommendation for your deal.

The 3 Exit Strategies

Every property deal has multiple exit routes — the right one depends on your goals, timeline, and capital position.

🏠➡💰

Flip

Buy, refurbish, sell. Quick profit extraction with bridge finance. Best for high-margin deals.

🔑

Hold (BTL)

Buy, refurbish, rent. Long-term income and capital growth. Best for cashflow and equity build.

🔄

Refinance (BRRRR)

Buy, Refurb, Rent, Refinance, Repeat. Recycle your capital to scale your portfolio faster.

Start Free, Upgrade When Ready

No credit card required for free tier. Upgrade anytime for unlimited access and advanced features.

Free

£0 / month

3 core tools with limited usage

  • 3 core tools included
  • Up to 3 simulations
  • Basic strategy comparison
  • Simple ROI calculation
Get Started Free

Business

£79 / month

£790/yr with annual billing

9 tools, team access, Cost Manager

  • 9 tools including Cost Manager
  • Team access
  • Everything in Pro
  • Multi-user collaboration
  • Advanced reporting & dashboards
View Full Pricing

Enterprise

£149 / month

£1,490/yr with annual billing

All 12 tools, unlimited team, API, white-label

  • All 12 tools included
  • Unlimited team members
  • Full API access
  • White-label options
  • Custom integrations
  • Priority SLA support
Contact Sales

*All unlimited usage is subject to a fair usage policy.

Built for Property Investment Professionals

🏠 Property Flippers

"I model every deal as both a flip and a hold before making my exit decision. The IRR comparison has saved me from flipping properties I should have held twice this year."

Tom R., Flip & Hold Investor

🔑 BTL Portfolio Builders

"The BRRRR analysis shows exactly how much capital I can recycle from each deal. I've scaled from 3 to 12 properties in 18 months using the refinance modelling."

Claire M., Portfolio Investor

📊 Investment Committees

"We present Exit Simulator reports at every committee meeting. The side-by-side strategy comparison gives our partners the data they need to approve deals quickly."

Alex D., Fund Manager

Common Questions

What exit strategies does it model?

Three: Flip (buy-refurb-sell), Hold/BTL (buy-refurb-rent), and BRRRR Refinance (buy-refurb-rent-refinance-repeat). Each includes full cost modelling and return projections.

How is IRR calculated?

We use the Newton-Raphson iterative method to calculate true Internal Rate of Return, accounting for the timing and magnitude of all cashflows. This is more accurate than simple ROI.

Does it account for UK taxes?

Yes. Flip profits are modelled with Capital Gains Tax. Hold income includes Section 24 mortgage interest restriction and income tax band awareness. Tax rates are configurable.

What is stress testing?

Stress testing shows how your investment performs under adverse conditions: higher interest rates, longer void periods, lower rental growth. It helps you understand downside risk before committing.

Is this financial advice?

No. Exit Simulator is a modelling tool for informational purposes only. We are not regulated financial advisors. Always consult with independent professionals before making investment decisions.

What's the refund policy?

We offer a 14-day money-back guarantee on Pro subscriptions. If you're not satisfied, contact support@hibba.co for a full refund.

Ready to Model Your Exit Strategy?

Stop guessing which exit strategy is best. Model all three and let the numbers decide.

Launch Exit Simulator Contact Sales

No credit card required for free tier • Upgrade anytime