“Can AI help me assess faster?”
Score every property across 10 investment factors with explainable breakdowns, financial modelling, risk assessment, and scenario planning. The most advanced analysis tool in the Hibba platform.
Enter a property’s details and postcode. Our scoring engine analyses 10 investment factors and returns a score from 0 to 100 with confidence levels and explainable reasoning.
Every property is scored across 10 investment factors with individual confidence levels, sub-factor breakdowns, and data source references. Scores range from 1 to 10 per factor, combined into an overall score out of 100.
SHAP-style waterfall charts show exactly how each factor contributes to the overall score. Feature importance ranking and natural language narratives explain the reasoning in plain English.
BTL, Flip, HMO, and BRRR strategies with mortgage amortisation, cash flow projections, SDLT calculations, and Section 24 tax impact analysis across 10-year horizons.
Six-dimension risk analysis covering flood, structural, market, interest rate, regulatory, and tenant risk. Risk matrix visualisation and stress testing against recession and rate shock scenarios.
What-if analysis with live score updates as you adjust parameters. Preset stress scenarios simulate recession, rate shocks, market crashes, and refurb overruns.
Area profiles with growth trends, yield benchmarks, gentrification indicators, and comparable area analysis. Compare postcode districts side by side with radar charts.
Multi-property dashboards with diversification index, correlation analysis, performance tracking, and data-driven recommendations for portfolio optimisation.
Import properties from all 10 other Hibba tools. One-click data transfer from Quick Scorer, Deal Quality Engine, Hibba Index, Offer Engine, and more.
Each property is assessed across 10 carefully chosen investment factors, spanning location quality, financial potential, physical attributes, and exit strategy.
Postcode-level data: average prices, growth trends, demand indicators, transport links
Street-level assessment: property mix, frontage, parking, noise, neighbourhood feel
Private housing percentage impact on investment value and exit potential
Standard property criteria for mainstream mortgage lenders and refinancing
Extension, loft conversion, and garden development potential
Interior improvement, modernisation, and value-add opportunities
Yield, capital growth, and overall return projections for the investment
Refurbishment cost certainty, risk factors, and budget reliability
Size and depth of the resale market for this property type and location
Speed and certainty of resale based on market conditions and demand
Add the address, postcode, property type, bedrooms, EPC rating, condition, tenure, and asking price. Set your investment strategy and financial assumptions.
Our scoring engine analyses the property across all 10 investment factors using postcode-level data, property attributes, and financial inputs. Each factor gets a score (1–10) with confidence level and explanation.
Dive into the explainable breakdown, financial model, risk assessment, and scenario planning. Compare properties side by side and build your portfolio intelligence.
No credit card required for free tier. Upgrade anytime for unlimited access and advanced features.
3 analyses per month with basic scoring
£490/yr with annual billing
25 analyses, full modelling suite
£1,490/yr with annual billing
Unlimited analyses, full platform
“I used to spend hours researching each property. AI Property Scoring gives me a comprehensive 10-factor analysis in seconds. The financial modelling across BTL, HMO, and BRRR strategies saves me from building separate spreadsheets for each deal.”
Sarah M., Portfolio Investor
“The explainable breakdown is the killer feature. I can show clients exactly why a property scores 74 — which factors are strong, which are weak, and what the risks are. It’s transformed how I present deals.”
James T., Deal Sourcer
“Portfolio Intelligence lets us see diversification gaps across geography, property type, and strategy. The scenario planning helps us stress-test the entire portfolio against rate rises and market downturns.”
Priya K., Fund Manager
Location Micro, Location Street, Private vs Social, Mortgageability, Expandability, Design Potential, Profit Potential, Cost Predictability, Exit Buyer Pool, and Exit Liquidity. Each factor scores 1–10 with a confidence level.
Our deterministic scoring engine uses property attributes, postcode-level data (prices, growth, yields, crime, schools, transport), and financial inputs to calculate each factor score. The approach is fully explainable — you can see exactly which data points drive each score.
Four strategies: Buy-to-Let (BTL), Flip, House in Multiple Occupation (HMO), and Buy Refurbish Refinance Rent (BRRR). Each includes mortgage calculations, cash flow projections, SDLT, and tax analysis.
Yes. Pro users can compare 2 properties side by side, and Enterprise users can compare up to 6. The comparison includes radar charts, factor-by-factor scores, and financial metrics.
Yes. The Import Hub scans for data from all 10 other Hibba platform tools (Quick Scorer, Deal Quality Engine, Hibba Index, etc.) and imports properties with one click. You can also upload CSV files.
No. AI Property Scoring is an analysis tool for informational purposes only. We are not regulated financial advisors. Always consult with independent professionals before making investment decisions.
We offer a 14-day money-back guarantee on Pro and Enterprise subscriptions. If you’re not satisfied, contact support@hibba.co for a full refund.
Stop guessing. Score every property across 10 factors with explainable breakdowns, financial modelling, and risk assessment.
No credit card required for free tier • Upgrade anytime